Focus YouNiversity, LLC

FocusYOU considers the following external web sites among the most valuable and useful for our clients.
These external links are not affiliated with FocusYOU*. You will leave this site when you click any link.

College Planning
Consumer Information
Family Finance
Financial Planning Basics

Insurance
Investments
Retirement
Seniors

Taxes
Tax and Economic Policy
Professional Memberships
Professional License Check

College Planning

The College Board – prepares students for a successful transition to college
Financial Aid – comprehensive source of financial aid information, advice and tools
Independent 529 Plan – prepaid tuition option for private colleges and universities
Saving For College – helps people understand how to pay for college
Student Financial Aid – resource from the U.S. Department of Education

California Department of Consumer Affairs – resource for California residents
California’s Office of Privacy Protection – solves privacy problems nationwide
Consumer Federation of America – consumer research and advocacy
Consumer Guide to Financial Self Defense – first line of defense (“red flags”) that warn of fraudulent or unethical financial practices
Consumer Product Safety Commission – protecting consumers from products that pose hazard or can injure children
Consumer Protection – guide to prevent identity theft and be a smart shopper.
Consumer Reports – a reliable source of product ratings and information
National Consumers League – provides government, businesses, and other organizations with the consumer’s perspective
Publications.USA – order free government consumer-related publications
Stay Safe Online – helps users be safe and secure online

Annual Credit Report – official site to obtain your free credit report annually
Bankrate.com – free rate information on more than 300 financial products
Edmunds.com – publishes new and used automotive pricing guides
Kids Money – interactive resource to help kids develop money management skills
Money Savvy Generation – develops products to teach kids basic money skills
Sperling's Best Places – allows people to find their own best place to live, work or retire based on their personal preferences
Zillow – provides information and tools to make smart decisions about homes, real estate and mortgages

CFP Board's Consumer Advocate – resources to address your financial situation and help you identify financial planning assistance to meet your needs
FPA’s Basics of Financial Planning – offers a variety of formats on finance topics
Let’s Make a Plan.org – explains financial planning and how to find a certified professional
National Endowment for Financial Education – the only private, nonprofit foundation wholly dedicated to improving the financial well-being of all Americans

Medicare
Health Care Reform – Federal site
- California Health Care Reform – how California is implementing the Federal Patient Protection and Affordable Care Act
- Straight Talk for Seniors on Health Care Reform – non-partisan site to help seniors understand what’s in health reform law how it will affect them.
California Department of Insurance
- Agent Check – Check the license status of insurance agents & brokers
California Partnership for Long-Term Care – dedicated to educating Californians on the need to plan ahead for future long-term care
LIFE Foundation – helping consumers make smart insurance decisions
National Care Planning Council – comprehensive resource for Eldercare (Senior Care) and Long Term Care Planning
National Clearinghouse for Long-Term Care – information and resources to help plan for future long-term care needs
What's My PDQ –calculates your chances of being injured or becoming ill based on your lifestyle and work

Investor Words – the premier financial glossary on the web
Investor.gov – SEC's Office of Investor Education and Advocacy
North American Securities Administrators Association – oldest organization devoted to investor protection
Security and Exchange Commission
U.S. Treasury
Monte Carlo Casino – provides a fun way to learn about an important investment concept that can help you plan better to meet your goals.

Social Security Estimator
Social Security Predictor
Social Security Administration
California Partnership for Long-Term Care – dedicated to educating Californians on the need to plan ahead for future long-term care
Living to 100 – uses the most current and carefully researched medical and scientific data to estimate how old you will live to be
Sperling's Best Places – allows people to enter their personal preferences to find their own best place to live, work or retire

Social Security Administration
Straight Talk for Seniors on Health Care Reform – non-partisan site to help seniors understand what’s in health reform law how it will affect them.
California Department of Aging – administers programs that serve older adults
California Health Advocates – provides accurate and unbiased information about Medicare benefits and long-term care for Californians
Institute on Aging – community-based, non-profit to enhance the quality of life for mature adults in the San Francisco Bay Area
Living to 100 – uses the most current and carefully researched medical and scientific data to estimate how old you will live to be
National Clearinghouse for Long-Term Care – information and resources to help plan for future long-term care needs
National Council on Aging – voice for seniors and communities that serve them
Prescription Drug Discount Program – California Medicare recipients pay Medi-Cal prices for prescriptions
Seniors Against Investment Fraud – resources to make informed financial and investment decisions
Senior California Consumer Resource Center – consumer-protection services and information for California's seniors
Senior Citizens' Resources – government resources on money, housing, health, and more
Reverse Mortgage.org – information about reverse mortgages
Aging Parents.com – help boomers meet the needs of their aging parents and family

Internal Revenue Service
IRS Withholdings Calculator
California Franchise Tax Board
National Taxpayer Advocate Service – offers help for resolving tax problems that have not been resolved through normal IRS channels.

Tax.com – provides facts and opinions and strives to make the tax system and its administration more transparent.
Institute on Taxation and Economic Policy – provides accurate, timely, and straightforward information about the effects of current and proposed tax policies.
Citizens for Tax Justice – gives ordinary people a greater voice in the development of tax laws.
The Levy Economics Institute – nonprofit, nonpartisan research organization that helps business, labor, and government to work together on common problems
Tax Policy Center – provides timely, accessible analysis and facts about tax policy.
The Peter G. Peterson Foundation – works to increase public awareness of key economic issues and promotes bipartisan solutions.

Investment Adviser Check – search the registration status of an SEC or state registered investment adviser firm or individual
Broker Check – search the background of current and former FINRA-registered brokerage firms and brokers
California Insurance Agent Check – Check the license status of insurance agents & brokers in California
National Futures Association's Check – search Commodity Futures Trading Commission firm registration and membership information

*DISCLOSURE:

Links to other web sites are provided as general information only. These external Internet addresses contain information created, published, maintained, or otherwise posted by institutions or organizations independent of FocusYOU. FocusYOU does not guarantee or assume responsibility for the accuracy, completeness, efficacy, or timeliness of information located at such addresses. Use of any information obtained from such Links is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness.