Focus YouNiversity, LLC (“FocusYOU”) is a Registered Investment Adviser. The FocusYOU web site is for informational and educational purposes only and does not constitute a complete description of our services. This web site is in no way a solicitation or offer to sell securities or investment advisory services or for the rendering of personalized financial advice for compensation. FocusYOU will only conduct business in states where we are currently registered or where an exemption or exclusion from such registration exists.

Past performance is not indicative of future results. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed here.

Certain portions of our web site (e.g. newsletters, articles, commentaries, etc.) may contain a discussion of professional positions as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current positions. Moreover, no client or prospective client should assume that any such discussion serves as a substitute for personalized advice from FocusYOU.

There are certain places on the FocusYOU web site that 'link' to other external Internet addresses ("sites"). These external sites contain information created, published, maintained, or otherwise posted by persons, institutions or organizations independent of FocusYOU. FocusYOU does not certify or control these external sites and does not guarantee or assume responsibility for the accuracy, completeness, efficacy, or timeliness of information located at external sites. Any use of information obtained from external sites is voluntary, and reliance on it should only be undertaken after an independent review. Reference to any specific commercial product, process, or service does not constitute or imply endorsement, recommendation, or partiality by FocusYOU. All such information is provided solely for convenience purposes only.

Each client and prospective client agrees, as a condition precedent to his or her access to FocusYOU web site, to release and hold harmless FocusYOU, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his or her actions and/or omissions which are independent of his/her receipt of personalized individual advice from FocusYOU.

Privacy Policy

FocusYOU is committed to maintaining the confidentiality, integrity and security of your personal information. This policy is to inform you about the type of information we gather about you when you visit this website and when you use our services. See our Privacy Policy for more information.

Password Protected Areas

Some of the material of FocusYOU’s website is password-protected and access to these areas is restricted to authorized users only. In password-protected areas, the user is responsible for any use of the password and for maintaining the confidentiality of the password.

Legal and Accounting Advice

FocusYOU is neither an attorney nor an accountant. Upon entering this site, it is expressly agreed and understood that FocusYOU is not qualified to render legal or accounting advice. A qualified attorney shall be responsible for the rendering and/or preparation of all legal advice, legal opinions, legal determinations, and legal documents. A qualified tax advisor and/or accountant shall be responsible for any tax or accounting work performed in the implementation of your plan.

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